UPI Payment Link Generator – Create UPI Pay Links

Create Your UPI Payment Link

No login required • Free forever • Privacy-first

Enter Payment Details

Leave blank to allow the payer to enter any amount.

A UPI Payment Link Generator is an essential tool for freelancers, small business owners, landlords, and anyone who needs to collect payments quickly in India without the hassle of sharing complex bank details.

In the fast-paced digital economy of India, UPI (Unified Payments Interface) has revolutionized how money moves. However, asking a customer to manually type your phone number or VPA (Virtual Payment Address) often leads to errors and friction.

Zaplyn solves this by allowing you to generate a secure, direct payment link. When your customer clicks this link, it automatically opens their preferred UPI app (like Google Pay, PhonePe, Paytm, or BHIM) with your payment details pre-filled. They simply authenticate and pay. No typing required.

How UPI Payment Links Work

UPI links utilize a standardized URL schema (`upi://pay`) authorized by NPCI (National Payments Corporation of India). This schema allows deep linking directly into banking applications installed on a user's mobile device.

With Zaplyn, you can customize these links for different scenarios:

  • Fixed Amount Payments: Ideal for invoices, product sales, or specific fees. You verify the amount (e.g., ₹500), and the link locks this value so the customer cannot change it. This ensures you receive exactly what you expect.
  • Variable Amount Payments: Perfect for donations, tips, or situations where the payer decides the value (e.g., splitting a dinner bill). You leave the amount field empty, giving the payer full control.
  • Contextual Notes: You can add a payment note (e.g., "Invoice #1024" or "Rent for April") which appears in the transaction history for both you and the payer, making accounting effortless.

Who is this tool for?

Freelancers & Consultants: Send professional payment links attached to your invoices or messages. Get paid faster by removing friction.

Small Business Owners: Selling on Instagram or WhatsApp? Generate a unique link for each order or a general link for your shop. Share it instantly in DMs.

Landlords & Property Managers: Collect rent securely by sending a fixed-amount link every month. No more excuses about "wrong number" or "server issues."

Everyday Users: Split bills with friends, collect contribution money for a gift, or receive payments for second-hand items you're selling online.

Why choose Zaplyn over others?

We believe financial tools should be accessible, private, and fast.

  • No Login Required: We don't ask for your email or phone number. Just use the tool and go.
  • Privacy First: We do not store, log, or track your UPI ID, transaction history, or personal data. All link generation happens locally in your browser.
  • Free Forever: No hidden fees, no commissions, no trial periods.
  • Universal Compatibility: Our links work across the entire UPI ecosystem in India.

Frequently Asked Questions

What is a UPI payment link?

A UPI payment link is a special URL that, when clicked, automatically opens a UPI app (like Google Pay, PhonePe, Paytm) on the user's phone with the payment details pre-filled. It simplifies collecting payments by eliminating manual entry errors.

Can I create a UPI link without amount?

Yes, you can leave the amount field empty. This allows the payer to enter any amount they wish, which is ideal for donations or variable bill payments.

Is this UPI payment link safe to use?

Yes, completely safe. The link follows the standard NPCI format (upi://pay). The actual payment happens securely within your trusted UPI app. Zaplyn only generates the link format.

Does Zaplyn store my UPI ID?

No. We prioritize your privacy. We do not store, save, or log your UPI ID, payment history, or any personal details. Everything is processed locally in your browser.

Will this work with all UPI apps?

The generated links are compatible with all major UPI apps in India, including Google Pay, PhonePe, Paytm, BHIM, and Amazon Pay.

Need to start a chat instead?

Create WhatsApp Chat Link with Zaplyn